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Insurance Fraud

Lacey NJ Insurance Fraud Lawyer

Insurance fraud is a major category of forgery and related offense set forth in the New Jersey Criminal Code. The charge can arise whenever some form of misrepresentation or deception is utilized to secure insurance coverage or payment of a claim. Insurance fraud is always an indictable crime of either the third degree or second degree that can only be handled at the Ocean County Superior Court. Our team of criminal lawyers are skilled in defending felony criminal charges at the courthouse in Toms River like an insurance fraud. An attorney at Marshall & Bonus knows the ins and outs of this area of law and is equipped to protect you against allegations that you committed this offense in Toms River, Jackson, Brick, Lacey, Berkeley or another area municipality. A free initial consultation is available 24/7 by contacting our Toms River Office. A lawyer is ready at (732) 286-6500 to provide the assistance you need.

Charged with Insurance Fraud in Ocean County

The Office of the Attorney General, including the Office of the Insurance Fraud Prosecutor, and Economic Crimes Unit of the Ocean County Prosecutor's Office are both aggressive in prosecuting those who commit insurance fraud. Whether these charges are the result of a harmless mistake in calculation or an intentional act to deceive an insurer (e.g. you over valued an otherwise legitimate loss), insurance fraud charges carry severe penalties. The frequency of disagreements with insurance companies and claims representatives, some valid and others that mushroom into criminal charges, seem to be on the rise as insurers get more and more aggressive. In order to obtain a conviction for insurance fraud under N.J.S.A. 2C:21-4.6, the state will have to prove that you:

  1. Made a claim for payment, reimbursement or other benefit pursuant to an insurance policy or from an insurance company or the Unsatisfied Claim and Judgment Fund of New Jersey; filed an application to renew or obtain an insurance policy; obtained a payment in accordance with the terms of an insurance policy or premium finance transaction; or issued an affidavit, certification, record, or other document was used in any insurance or premium finance transaction;

  2. Made, or caused to be made, a false, fictitious, fraudulent, or misleading statement of material fact in, or omitted a material fact from, or caused a material fact to be omitted from, any record, bill, claim or any other document in writing, electronic or any other form; and

  3. Acted knowingly.

In determining whether these elements have been satisfied, 2C:21-4.6 establishes an inference that the accused read and reviewed the application, bill or other insurance or coverage document if they signed or initiated an application.

Degree of Crime & Penalties for Insurance Fraud

Nature of Conduct

Grade of Crime

Max Fine


Five or More Acts of Insurance Fraud or An Aggregate Value of Property, Services or Money Of At Least $1,000.

Second Degree


5-10 Years

All Other Acts Of Insurance Fraud.

Third Degree


Up to 5 Years

Jackson Township NJ Insurance Fraud Attorney

Jackson is the fourth most populated municipality in Ocean County so it would only make sense that it has its share of insurance fraud offenses. If you were arrested in this township, Stafford, Point Pleasant, Lakewood, Manchester, Lakehurst or another area community, you need to secure representation of a skilled attorney immediately in order to insurance you have maximum protection against a conviction. The team of lawyers at Marshall & Bonus have just what you require in order to accomplish this objective with over 100 years of experience. Call (732) 286-6500 to speak to lawyer in a free initial consultation.

What Clients Say About Our Ocean County Criminal Defense Attorneys
Exemplary attorneys. I hired them for a DUI and an expungement. I was happy with the results for both cases. Special thank you to Samera for always answering all of my calls and questions JC
I'm 45 years old and this was my first time ever getting in trouble with the law. I was in need of a lawyer and after careful research, I called John F. Marshall Attorneys and was introduced to Abe Basch. Abe was professional, supportive and very thorough. I had three charges against me, one civil and two criminal. I was so scared and expressed that to Abe. The first day I had to go to court, I was an absolute nervous wreck but Abe prepped me and kept my anxiety levels down by going over the process of the courts thoroughly with me. He fought to get my charges dismissed and won all three cases (two court appearances). Abe is positive, confident and he ensured I felt the same way. I'd like to say thank you to Abe for working so diligently on my cases to get them dismissed. I feel like a weight has been lifted off my chest! I highly recommend Abe for any charges you may be faced with. Rose C.
I was out of state on a family emergency and I had to retain council asap as a boy friend was sitting in county jail with the new no bail point system and Mr marshal and staff made me feel Soo much better knowing that my detained loved one was in such great hands! He spoke to me as I was outta state kept in touch allowed me to work out payment due to the situation and just all out the difference in my bfs voice alone with all the medical problems and such he was going threw sounded better than he had since the first day he was there and was Soo happy that Mr marshal went that day retained to see him in the jail and have him ready for court which wasn't supposed to be till Friday but again Mr marshall and team got it so we can get him now on wendsday and all I have to say is if your looking for a real down to earth lawyer that will work with you and help in anyway possible and I can't for get the team at the office TONI and everyone else thank you again I'd give 100 stars if I could! Nicole J.
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